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[20 Jan 2011 | 2 Comments | 1,256 views]
CCOA offers tips to conquer post-holiday bills

Ideally, the holiday season produces smiles and good cheer.But a few weeks after the year-end celebrations, smiles can turn to frowns with the arrival of credit card bills. Cold reality is typical of winter, especially if a consumer’s holiday spending went a little overboard.
Credit Counseling of Arkansas (CCOA) is a local nonprofit organization that provides free financial literacy counseling, education and services. For people who find themselves confronted with post-holiday debt, the agency recommends:
* Don’t fret! This is easier said than done, of course, but stress and self-doubt don’t enhance …