Articles tagged with: Credit Counseling of Arkansas
Features and such, Week in Review »
First off, happy Father’s Day to all the dads out there. Make your kids be nice to you for a change if you, indeed, have that much authority.
Second, we’ve had a busy week (as usual) here at First Arkansas News and would have for our tens of fans to miss out on anything. To that end, we’re doing our weekly thing of posting links to everything that’s been posted in the past week for your clicking pleasure. Yes, we wrote about everything from crepe myrtle thieves in Benton to the …
June is National Homeownership Month, and Credit Counseling of Arkansas (CCOA) is using this month to call attention to the opportunities consumers have to achieve sustainable homeownership through access to professional housing counseling and homebuyer education.
CCOA is a non-profit organization and HUD-approved housing counseling agency that offers services to help people get into, and stay in, affordable housing, a news release states. Although the national housing trend is improving, there are still many homeowners who are struggling to make mortgage payments. CCOA’s free foreclosure prevention counseling sessions help homeowners assess …
Features and such »
Summer can mean an increase in family activities and trips. Unfortunately, it can also mean an increase in electric bills. The high cost of electricity use in the summer can greatly stress a family’s budget. Fortunately, there are some important actions that can keep costs down. Non-profit Credit Counseling of Arkansas (CCOA) has these tips:
* Scheduling a tune-up for your air-conditioning unit can keep things running smoothly and efficiently. If you haven’t used an appliance company before and don’t know which one to use, visit the Better Business Bureau online …
Many people pinch their pennies by doing things such as using coupons and not leaving their water running for very long. But one thing that can save you a lot of money is improving your credit. Better credit means a better credit score, and a better credit score means better interest rates on your credit cards, home and car loans, which can save you literally thousands of dollars.
The majority of your credit score – 65 percent, in fact – is based on your payment history and how much debt you …
The holidays can take a big bite out of your budget – planning ahead will keep your spending under control so that you can enjoy the season without lingering pain from overspending.
It’s important not to get too carried away with excited holiday shopping, because you can easily end up overspending. Holiday overspending can lessen the joy of the season as you see credit card statements and minimum payments going higher or have a tougher time making ends meet to pay all your bills.
“You can find ways to enjoy the holidays …
Arts & Entertainment, Business, Events, News, Real Estate »
A HUD-certified housing counselor from local nonprofit CCOA will lead each of three upcoming free home buyer education classes in Springdale.
The next workshop, which can qualify participants for down payment assistance of up to $10,000 through an Arkansas Development Finance Authority program, is Saturday, April 9. The course will be held at United Bank at 2790 S. Thompson in Springdale.
Registration is open at www.CCOAcares.com for the free courses, which feature segments taught by representatives from the insurance, mortgage and real estate industries.
Seating for the classes is limited, so please register …
Ideally, the holiday season produces smiles and good cheer.But a few weeks after the year-end celebrations, smiles can turn to frowns with the arrival of credit card bills. Cold reality is typical of winter, especially if a consumer’s holiday spending went a little overboard.
Credit Counseling of Arkansas (CCOA) is a local nonprofit organization that provides free financial literacy counseling, education and services. For people who find themselves confronted with post-holiday debt, the agency recommends:
* Don’t fret! This is easier said than done, of course, but stress and self-doubt don’t enhance …
Features and such »
For some people, those two words represent opportunity. For others – dread.
The National Retail Federation estimates that 138 million Americans will use the three-day weekend that starts the day after Thanksgiving to launch their holiday shopping. That represents billions of dollars of potential sales, so retailers plan for Black Friday for months and open at extra-early hours to take advantage. Most offer “door-buster” sales designed to play to the rush.
Whether shoppers dive in on Nov. 26 or take on holiday shopping later, the season of giving can give consumers …
Mike Robards, executive director of CCOA, has been named to the first Board of Trustees of the National Foundation for Credit Counseling (NFCC).
CCOA (Credit Counseling of Arkansas) is based in Fayetteville but has offices throughout the state.
“The NFCC’s new Board combines the credit counseling experience of seasoned NFCC Agency CEOs with the outside perspective of incredibly talented executives from a wide variety of disciplines, providing us with a powerful team that few organizations can match,” said Susan C. Keating, NFCC president and CEO. “I look to this Board to bring …
Arts & Entertainment, Events, News »
It’s been said on more than a few occasions that buying a home is complex.
Further, it’s been said some of the complexity of purchasing a house means that a good number of people wind up in trouble.
When you think about it, the complexity and — at times — lack of understanding of what it takes to purchase a house helped lead to the emergence of the subprime lending market and the eventual demise of that same market.
Fayetteville-based Credit Counseling of Arkansas (CCOA) has spent a lot of time educating prospective …